Rights and Benefits of MCOs

BURIAL ASSISTANCE PROGRAM

What is the Burial Assistance Program?

- It is a death benefit given to member-consumer-owners (MCO) of INEC

What are the objectives of this program?

- To instill the sense of belongingness of the member-consumer-owners to the coop
- To update the membership and consumership records of the coop

Who is entitled to the INEC’s Burial Assistance Program?

- INEC member-consumer-owner who has an “active account” with INEC. Active account means that the account is presently connected or if it is disconnected, it has not remained dormant for a period of six (6) months

Who are considered beneficiaries of the deceased member-consumer-owner?

- The legal heirs of the deceased MCO based on the following order of precedence:
  - Legal Spouse
  - Children
  - Parents
  - Brothers and Sisters

How much is the burial assistance?

- Php 5,000.00 per MCO who are seventy (70) years of age and below
- For MCOs who are above seventy (70) years old, the amount will be graduated in accordance with the length of membership with the cooperative

Number of years as member Amount Due
2 years and below Php 2,000.00
3 years to 4 years Php 4,000.00
5 years and above Php 5,000.00

What are the requirements in claiming the burial assistance?

- NSO-authenticated Death Certificate of the deceased member-consumer-owner
- NSO-authenticated Birth Certificate of the deceased member-consumer-owner
- Certification from NSO in the absence of Birth/Death Certificate
- Original copy of proof of relationship with the deceased (e.g. marriage contract, birth certificate, etc.)
- Photocopy of two (2) valid IDs (e.g. Driver’s License, SSS/GSIS ID, UMID, etc.)
- Incident Report (in case of accident)

Note: Additional documents may be required as need arises depending on the claimant

Where can the beneficiaries of the member-consumer-owners apply for this benefit?

- Claimants can apply at the Consumer Welfare Desk of their respective Zone Offices, fill up the “Application for Burial Assistance” and submit the requirements

INEC offices are as follows:

                       Zone I                                                  Brgy. Suyo, Dingras
                       Zone II                                                 Vintar Road, Brgy. 23 San Matias, Laoag City
                       Zone III                                                Brgy. 4 Nalupta, Batac City
                       Zone IV                                               Brgy. Masikil, Bangui
                       Zone V                                                Brgy. San Joaquin, Sarrat
                       Zone VI                                               Brgy. San Marcos, San Nicolas